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Student Loan Processing

All Student Borrowers

In order to receive your first William D. Ford Federal Direct Loan (referred to as Direct Loan) at UW Oshkosh, federal law requires you to complete Entrance Loan Counseling and the Master Promissory Note (MPN).

Loans cannot be disbursed unless both steps are completed.

Federal Direct Subsidized and Federal Direct Unsubsidized borrowers must be awarded Direct Loan(s) on his/her financial aid award. The borrower must accept the Direct Loan(s) online through TitanWeb. This process is inclusive for all Direct Loans (whether awarded subsidized, unsubsidized or both). Step 1 and 2 are completed one time by the borrower.

Step 1: Entrance Loan Counseling

  1. Click here to start entrance loan counseling (new browser window will open).
  2. Click on “Log In” in the Manage My Direct Loan section
  3. Sign in by entering your your FSA ID (if you don’t have one you will need to create one)
  4. Verify your personal information, click “I agree to the Terms and Conditions”, and click on “Save Account Settings”.
  5. Click on “Complete Counseling”
  6. Select the appropriate counseling type (Entrance Counseling).
  7. Select Wisconsin for School State and select University of Wisconsin Oshkosh for the school name.
  8. Select Student Type (undergraduate or graduate). Click “Continue”
  9. Complete Entrance Loan Counseling and submit the information
  10. Close the window to return to this page or complete the MPN (if required)

Step 2: Master Promissory Note (MPN)

The electronic Master Promissory Note (eMPN) must be completed in a single session. Be sure you have enough time before you start this step. The eMPN will take approximately 30 minutes to complete. Collect all required information prior to beginning this step. Click here to read what to expect and what information is needed.

If you exit the eMPN before submitting, you will have to start from the beginning when you return to the site.

  1. Click here to start the eMPN (new browser window will open)
  2. Click on “Log In” in the Manage My Direct Loan section
  3. Sign in by entering your FSA ID (if you don’t have one you will need to create one)
  4. Click on “Complete a Master Promissory Note”
  5. Under Subsidized/Unsubsidized click “complete sub/unsub MPN”.
  6. Your progress is recorded at the top of the page as you complete each step
  7. Select Wisconsin for School State and select University of Wisconsin Oshkosh for school name.
  8. List two references (the first reference should be a parent or legal guardian)
  9. Review Section C: Borrower Request, Certifications, Authorizations and Understandings
  10. Review Section D: Promise to Pay
  11. Review Section E: MPN Terms and Conditions
  12. Review Section F: Important Notices
  13. Place checkmark at bottom of page after reviewing all sections and click “Continue”
  14. Review Personal and School Information and Personal References
  15. Type your name and click “Sign”
  16. Review your MPN before submitting and click “Continue”